Consumer Loans


Call us or come by and see us. A loan officer will be happy to give you all the details. For more information, please email a loan officer.

Use our Financial Calculators




Mortgage Loans

Peoples Bank Mt Washington NMLS Institution ID # 769121

Let us help you take the hassle out of home buying. Our staff of residential mortgage experts can help with mortgage options designed to fit your needs.

  • Mortgage Loans
  • Conventional, FHA & VA Financing
  • Up to 100% USDA Financing
  • Rate locks available at application
  • Free prequalification
  • After hours appointments
  • Loans for primary or secondary home, investment property or vacant land

Lot Financing

  • Flexible amortizations
  • Quick approvals

Construction Loans

  • Interest only payments
  • Quick approvals
  • Loans to individuals & contractors

Loan Process

To speed up the loan process, please provide the following items at time of application:

  • Current Pay Stub
  • W-2’s (2 years)
  • Contract of Sale or Deed, if refinancing
  • Current Bank Statements or asset information
  • Monthly Debt information including monthly payment amounts and balances

If you have any questions, please CONTACT US at 502-538-7301. One of our knowledgeable loan officers will be happy to assist you.

Home Equity Line of Credit

A Peoples Bank Home Equity Line of Credit is a convenient, secure way to take advantage of one of your biggest assets, your home! Your line of credit can be designed to fit your personal needs and take the stress out of financing. This could be the last time you ever need to apply for credit!

  • Home Improvement projects
  • College expense
  • New vehicle
  • Consolidate debt
  • Recreation vehicle
  • Any personal expenditure

Our Home Equity Lines of Credit are designed with you in mind:

  • Quick approval
  • Convenient check access

If you have any questions, you may contact us at (502) 538-7301. You will be required to disclose the following information at the time of your application:

  • Most current pay stub or W2's
  • Copy of your Deed
  • Most recent Property Valuation Statement
  • Statement of current mortgage balance, if any
  • Proof of insurance on property

Please contact us for more information regarding rates, fees, terms, conditions and restrictions.

Other Consumer Loans

Need some extra cash for that vacation you’ve been planning….or maybe for that new car you’ve had your eye on? We’re here to help make your plans a reality!

We would be happy to quote current rates and tell you about any special promotions for any of our loan products. Just give us a call or better yet, stop in to see us! Also, you may email a loan officer for a quote.

  • Auto, Boat, ATV, and Motor Home Loans
  • Personal Loans