CDs & IRAs

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Whether you are looking for a Certificate of Deposit Product to help you meet your financial goals or an Individual Retirement Plan to build your retirement fund, we have the product to fit your need along with a knowledgeable staff to get you started.

Certificates of Deposit CDs

Earn higher rates of interest with safety and security.

  • Terms from 182 days to 60 months
  • $500 minimum balance
  • Interest can be – Compounded, applied to Checking or Savings Accounts or paid by check
  • Competitive rates
  • Interest penalty for early withdrawal (unless otherwise stated)

Individual Retirement Accounts IRAs

Peoples Bank offers several types of IRA accounts. Traditional, Roth, and Coverdell Educational Savings. Any of these accounts may be established with a $50.00 initial deposit. IRA Certificates of Deposit are available for a $500 minimum. Lesser amounts earn the current variable IRA savings rate. A $10 annual fee is assessed March 1st of each year.


1Annual Percentage Yield