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All businesses are different and unique in their own way. We think we have a business account that is right for you.

Basic Business

  • No Minimum Balance
  • No Monthly Service Charge
  • 150 free deposited items per month; $0.25 per item deposited over 150
  • 50 free paid checks per month; $0.25 per item paid over 50
  • No fee Visa Check Card

Expanded Business

This account is designed for a moderate to large volume of activity.

  • $5000 Minimum Balance
  • $10 maintenance fee if balance falls below minimum
  • 300 free deposited items per month; $0.25 per item deposited over 300
  • 100 free paid checks per month; $0.25 per item paid over 100
  • No fee Visa Check Card

Business Super NOW

Businesses eligible to hold NOW accounts (i.e. Sole Proprietorships and Non-Profit Organizations) can be placed in this account. Interest earned on collected daily balance-minus 3% reserve requirement.

  • $5000 Minimum Balance
  • $10 maintenance fee if balance falls below minimum
  • 75 free deposited items per month; $0.25 per item deposited over 75
  • 25 free paid checks per month; $0.25 per item paid over 25
  • No fee Visa Check Card

Business Money Market Deposit Account

Your business can earn competitive interest on its savings with the funds being accessible should you need them. This account is ideal for a business that is interested in earning interest but is unable to do so in checking accounts. The account offers a tiered interest rate depending on the minimum daily balance in your account. The tiers are $0.01-$24,999.99; $25,000-$74,999.99; $75,000 and Over.

  • $2,500 Minimum balance to earn interest
  • $12 Maintenance fee if balance falls below minimum
  • 25 free deposited items per month; $0.25 per item deposited over 25
  • Free unlimited transfers made at the teller line
  • 3 free withdrawals allowed per month (this includes third party checks, ACH, and Internet withdrawals); $5.00 excess check fee per withdrawal over the allowed 3 per statement cycle

Business Analysis

This account is for those businesses with high activity or a need for multiple accounts. There is a 10% reserve requirement on all balances.

  • An earning credit is calculated based on the account’s average collected balance and is used to offset charges on the account
  • Analysis Statement
  • $10 Maintenance Fee
  • $0.12 per item paid per month
  • $0.12 per item deposited per month
  • ACH origination - $25 per month or $5 per file whichever is higher
  • Incoming wire $10
  • Outgoing wire $20
  • Currency furnished $0.10 per $1,000
  • Coin furnished $0.05 per roll
  • Other charges may be specified

Sweep Accounts

We also offer Sweep Accounts for those who need a convenient cash management tool that sweeps excess funds into an interest bearing portion of the account. There is a $25 per month maintenance fee. Please see our New Account specialist for more details.


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